If you want to leave or you have applied for Work & Travel programme and you do not have the money, you can apply for the BRD credit designed specifically for this programme.
You may apply for this loan if you are between 18 and 29 years and you are enrolled in the Work & Travel programme and you've found a job through a partner company of BRD. You can get between 250 and 4,000 USD. The loan covers:
- the program fees;
- tax related to visa and SEVIS fee;
- airplane ticket cost;
- Pocket money (up to 20% of the loan)
What type of income do you need in order to obtain the loan?
You can get the loan even if you do not get any income. In this case, we can take into account the salary of one parent or of both of them and relatives up to 3th grade.
A wide range of income types are accepted: from salary income, pensions, dividends, copyright, rents, to income from freelance activities.
On the BRD website you will find a revenue model certificate that you must bring to obtain the credit.
How to pay the credit?
This loan is one that is paid at his maturity. So during your stay in the States you will have to pay only the interest and the monthly management fee. You will pay the loan when you return from the States.
How to get the Work & Travel credit?
You can apply for the credit after the interview, once you get the employment contract. Until then, it is best for you to go to a BRD branch, to receive all the information and you will be ready to apply for the credit.